What is Refer pe paisa Cashback?

Certain retailers, such as Flipkart, prohibit the transfer of cashback into a bank account. They can be used to pay for shopping vouchers, DTH or mobile phone recharges, transfers to online wallets like PayTM, Mobikwik, or Freecharge, and more. The cashback obtained from these retailers is known as Refer pe paisa Points in order to facilitate understanding of this distinction. The only difference between earning Refer pe paisa Points and Refer pe paisa Cashback is that Refer pe paisa Points cannot be transferred to a bank account. This is the reason why your actual available balance may differ from the available value displayed on a bank transfer page.

Any stores carrying Points instead of Cashback will explicitly mention them on the respective store pages. The majority of stores do not carry rewards.