What is the difference between pending and available balance?

Amounts that you have accrued from purchases made at cashback stores and/or any additional money you may have received from Refer pe paisa are included in your Pending Balance, which is not redeemable. The amount you can tentatively redeem in the future is known as your pending balance.

The amount you can redeem right away (after a minimum withdrawal limit of Rs. 50) is known as your available balance.